1023 1st Street, Surf City, NC 28445 (MLS # 100584283)
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Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located under the house--ideal for storing coastal gear, working on projects, or hosting guests. Thoughtful updates throughout include new flooring, newer appliances, upgraded fixtures, crown molding, beadboard with chair rail, and custom plantation shutters, creating a fresh and inviting coastal aesthetic. This home is also equipped with valuable system upgrades: stainless steel propane tankless water heater, propane heating, thermal doors, LED lighting, security system, and a generator for added peace of mind. Outdoors, the attention to detail continues with a cargo lift, metal roof, storm shutters, Trex decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level areas as you unwind after a day on the water, taking in the salty breeze and stunning sunset views. The neighborhood offers a peaceful blend of permanent residents and occasional weekend homeowners, with minimal noise or traffic--even during peak season. Water pressure has remained consistently strong, and the surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and has provided a wonderful experience for its owners. A solid, well-maintained coastal home with features you won't find anywhere else. Don't miss your chance to own this Topsail Island paradise.
| DAYS ON MARKET | 2 | LAST UPDATED | 6/25/2026 |
|---|---|---|---|
| TRACT | Old Settlers Beach | YEAR BUILT | 1992 |
| COUNTY | Onslow | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Coastal |
|---|---|
| Jr. High School | Dixon |
| High School | Dixon |
| ADDITIONAL DETAILS | |
| AIR | Ceiling Fan(s), Central Air, Heat Pump |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer |
| BASEMENT | None |
| CONSTRUCTION | Frame, Vinyl Siding |
| EXTERIOR | Boat Slip, Dock, Outdoor Shower |
| GARAGE | Attached Garage, Yes |
| HEAT | Heat Pump, Propane |
| INTERIOR | Ceiling Fan(s), Elevator, High Ceilings, Kitchen Island, Pantry, Walk-In Closet(s) |
| LOT | 6534 sq ft |
| LOT DESCRIPTION | Front Yard |
| LOT DIMENSIONS | irregular |
| PARKING | Attached, Covered, Lighted, Off Street, On Site, Paved |
| POOL DESCRIPTION | None |
| STORIES | 2 |
| SUBDIVISION | Old Settlers Beach |
| TAXES | 6976.27 |
| UTILITIES | Sewer Connected, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Canal, Sound, Water |
| WATER | Public |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Canal Front, Waterfront Access |
MORTGAGE CALCULATOR
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