109 Sea Urchin Court, Surf City, NC 28445 (MLS # 100552067)
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Tucked beneath a canopy of mature live oaks in the maritime forest, this coastal retreat is located in the highly desirable soundside community of Island Oaks on Topsail Island. The neighborhood offers both beach access and a community boat ramp with deep-water access to the Intracoastal Waterway, making it ideal for boating, fishing, and all things coastal living. The main residence is a three-bedroom home designed with a reverse floor plan to maximize light, views, and outdoor living. The bedroom level includes the primary suite with a private bath, two additional bedrooms, a full guest bath, laundry area, generous storage, and a large screened porch - perfect for relaxing after a day at the beach. The upper level features the main living space with an open-concept living and dining area, a half bath, and a well-appointed kitchen with solid-surface countertops, ample cabinetry, and a pantry. An expansive deck off this level offers ocean views and captures the island breeze, creating an ideal setting for entertaining or unwinding. On the ground level, the home includes a spacious garage with room for vehicles, beach gear, and storage, along with a private separate living space that functions as a mother-in-law suite / ADU. This area includes its own kitchenette, living space, sleeping area, and bathroom with an attached outdoor shower. This space is entirely separate from the main living quarters and provides excellent flexibility for guests, extended family, or potential rental use. Recent updates include a metal roof (2021), new gutters (2021), upgraded windows (2022), all new heating and cooling systems (2024), and freshly painted kitchen cabinetry (2024). With access to both the ocean and the sound, multiple outdoor living areas, and flexible living spaces, this Island Oaks home is sure to check all of your boxes.
| DAYS ON MARKET | 1 | LAST UPDATED | 1/30/2026 |
|---|---|---|---|
| TRACT | Island Oaks | YEAR BUILT | 1995 |
| GARAGE SPACES | 2.0 | COUNTY | Pender |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| Elementary School | Surf City |
|---|---|
| Jr. High School | Surf City |
| High School | Topsail |
| ADDITIONAL DETAILS | |
| AIR | Central Air, Heat Pump |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator, Vented Exhaust Fan |
| CONSTRUCTION | Fiber Cement |
| EXTERIOR | Outdoor Shower |
| GARAGE | Yes |
| HEAT | Electric, Forced Air, Heat Pump |
| INTERIOR | Ceiling Fan(s), Entrance Foyer, Pantry |
| LOT | 8712 sq ft |
| LOT DESCRIPTION | Cul-De-Sac, Wooded |
| LOT DIMENSIONS | 29X117X117X156 |
| PARKING | Concrete |
| STORIES | 3+ |
| SUBDIVISION | Island Oaks |
| TAXES | 4558.69 |
| UTILITIES | Sewer Connected, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Ocean |
| WATER | Public |
| WATERFRONT DESCRIPTION | Waterfront Access |
TOTAL MONTHLY PAYMENT
| SATELLITE VIEW |
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